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AutoQuoteWise

Terms of use

Last updated: September 30, 2026

These Terms of Use (“Terms”) govern your use of autoquotewise.com and the AutoQuoteWise quote comparison service (the “Service”). By using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

1. What AutoQuoteWise is

AutoQuoteWise is a free comparison and referral service. We are not an insurance company, insurance agency or broker. We do not sell, quote, recommend, underwrite or bind insurance, and we do not give insurance, legal or financial advice. Any quote, policy or coverage decision is made solely by the insurance company or licensed agent you choose to work with, under their own terms.

2. Eligibility

You must be at least 18 years old and a resident of the United States to use the Service. You may only submit information about yourself, or about other people (such as household drivers) whom you are authorized to include.

3. Your information

You agree to provide information that is accurate, current and complete. Quotes are based on the information you give and on data the insurer obtains, such as your driving record and claims history. The final price and eligibility may differ from any estimate you see. Do not submit anyone else's information without permission, and do not use the Service to submit false or fraudulent requests.

4. Consent to be contacted

If you check the consent box on our quote form, you agree to be contacted by AutoQuoteWise and by the partners named on our partner page at the phone number and email you provide, including by automated technology, prerecorded or artificial voice messages, and text messages, about insurance quotes and related offers. Your consent is not required to buy any goods or services. Message and data rates may apply. Message frequency varies. You can withdraw consent at any time by replying STOP to any text, using our Stop Calls & Texts form, or following the unsubscribe link in any email.

5. Partners and third-party sites

The Service links to and shares information with insurance companies, agents and other partners that we do not control. Their products, quotes, websites and use of your information are governed by their own terms and privacy policies. We are not responsible for their actions, content or pricing, and we do not guarantee that any partner will contact you, offer you a quote, or offer you the lowest price available.

6. Our content

Our guides and state pages provide general information only. Insurance rules change and differ by state and company. While we work to keep our content accurate (see our editorial policy), we do not guarantee that it is complete or current, and you should confirm important details with your insurer, a licensed agent or the relevant state agency.

7. Acceptable use

You agree not to:

  • use the Service for any unlawful purpose or to submit false information;
  • scrape, copy or harvest content or data from the Service by automated means without our written permission;
  • interfere with the security or operation of the Service, or attempt to access parts of it you are not authorized to access;
  • use the Service to send spam or to impersonate any person.

8. Intellectual property

The Service, including its text, graphics, logos and software, is owned by AutoQuoteWise or its licensors and protected by intellectual property laws. You may view and print pages for your personal, non-commercial use. Any other use requires our written permission.

9. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY QUOTE OR SAVINGS WILL BE AVAILABLE TO YOU.

10. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, AUTOQUOTEWISE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR FOR ANY LOSS ARISING FROM INSURANCE DECISIONS YOU MAKE OR FROM THE ACTS OF ANY INSURER, AGENT OR PARTNER. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED ONE HUNDRED DOLLARS ($100). Some states do not allow these limitations, so they may not apply to you.

11. Indemnity

You agree to indemnify and hold AutoQuoteWise harmless from claims, losses and expenses arising from your breach of these Terms or your submission of false or unauthorized information.

12. Changes and termination

We may change or discontinue the Service, or update these Terms, at any time. Changes take effect when posted, and the date above shows the latest version. Continuing to use the Service after a change means you accept it. We may suspend access for anyone who violates these Terms.

13. Governing law

These Terms are governed by the laws of the United States and the state in which AutoQuoteWise is organized, without regard to conflict-of-law rules. If any part of these Terms is found unenforceable, the rest remains in effect.

14. Contact

Questions about these Terms? Visit our contact page.